Estimate your Child Care Subsidy rate, daily gap fee and annual out-of-pocket cost for 2025–26 based on family income.
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The Child Care Subsidy (CCS) pays a percentage of your childcare fees, based on combined family income. Families earning $85,279 or less get the maximum 90%; the rate falls by 1 percentage point per $5,000 above that, reaching 0% at $535,279.
Combined family income
CCS rate
$85,279 or less
90%
$100,000
87%
$150,000
77%
$200,000
67%
$535,279 +
0%
There is no longer an annual subsidy cap — it was removed on 10 December 2021.
Frequently asked questions
What is the maximum Child Care Subsidy?
90% of the fee (up to the hourly rate cap) for families earning $85,279 or less.
Is there a Child Care Subsidy annual cap?
No. The annual cap was abolished from 10 December 2021 and no longer applies at any income.